Banking API — Accounting
AI-Powered Cash Flow Forecasting API
Predict future cash flow using historical banking data and AI. Help businesses forecast cash positions, plan for shortfalls, and make informed financial decisions.
Cash flow forecasting is critical for business health but difficult to do accurately. Fiskil analyzes historical transaction patterns to predict future cash inflows and outflows.
The Challenge
Businesses struggle to predict cash flow, leading to unexpected shortfalls and missed opportunities.
The Solution
Use historical transaction patterns and AI to forecast cash flow weeks and months in advance.
Capabilities
How Fiskil Helps
Pattern Recognition
Identify recurring income and expense patterns from transaction history.
Seasonal Modeling
Account for seasonal variations in revenue and expenses.
Scenario Planning
Model different scenarios (best case, worst case, likely case) for cash flow.
Shortfall Alerts
Alert when forecasts predict future cash shortfalls.
Implementation
How It Works
Connect Bank Accounts
Connect business bank accounts for transaction history access.
Analyze Historical Patterns
API analyzes 12+ months of transactions to identify patterns and trends.
Generate Forecast
Receive cash flow forecasts for next 30, 60, 90 days with confidence intervals.
Monitor and Adjust
Continuously update forecasts as new transactions occur and patterns evolve.
In Practice
How Teams Use This
SMB CFO Dashboard
A small business uses cash flow forecasting to plan major equipment purchases.
Avoided cash crisis by timing $80k equipment purchase during strong cash flow period.
Accounting Platform
An accounting software adds forecasting to help clients manage cash proactively.
Clients avoid average of 2 cash shortfalls per year, preventing late payment penalties.
Franchise Management
A franchise operator forecasts cash flow across 8 locations for better capital allocation.
Improved working capital efficiency, reducing emergency line of credit usage by 65%.
Technical Details
What You Integrate With
API endpoints
POST /cash-flow/forecastGET /accounts/{accountId}/forecastPOST /cash-flow/scenario-analysisGET /cash-flow/recurring-patterns
Data returned
Forecast cash balance by day
Predicted inflows
Predicted outflows
Confidence intervals
Recurring transactions
Seasonal patterns
Authorisation
OAuth 2.0 / CDR consent
Real-time data access.
Ready to get started?
Get your API keys today and start building with Fiskil's Banking API.
FAQs
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