CDR and CPDA Dual Compliance for Australia and New Zealand

Jurisdiction-Aware Consent Management

Automatically apply the correct consent model based on the data holder's jurisdiction. CDR data cluster consents for Australian institutions; CPDA-compliant consent scopes for New Zealand institutions.

Dual Accreditation Support

Fiskil maintains accreditation under both frameworks, so clients integrating through Fiskil can access both markets via sponsored or principal accreditation paths without managing dual registrations independently.

Unified Security Model

Implement FAPI 1.0 Advanced (CDR requirement) and Payments NZ security profiles through a single authentication flow. Token management, MTLS, and PKCE are handled per-jurisdiction automatically.

Regulatory Change Monitoring

Fiskil tracks rule changes in both CDR (ACCC rule amendments) and CPDA (MBIE regulatory updates) and updates the platform to maintain compliance, insulating clients from regulatory maintenance.

Integrate with Fiskil's Banking API once. The API interface is identical for both markets — you don't build separate integrations for AU and NZ.

Set your compliance parameters for each market. Fiskil's dashboard allows configuration of consent durations, data retention policies, and notification preferences per jurisdiction.

When a user connects a bank account, Fiskil automatically detects the institution's jurisdiction and applies the correct regulatory framework — CDR for Australian banks, CPDA for New Zealand banks.

Track consent status, data access logs, and compliance metrics for both markets in a unified dashboard. Generate jurisdiction-specific compliance reports for audits.