Banking API — Fintech
Instant Bank Account Verification API
Verify bank account ownership instantly with real banking data. Eliminate micro-deposits and fraud with instant account verification across 100+ Australian banks.
The Challenge
Micro-deposit verification delays onboarding, creates drop-off, and is vulnerable to fraud.
The Solution
Verify account ownership in seconds by confirming the user has access to their bank account through secure CDR authentication.
Capabilities
How Fiskil Helps
Instant Verification
Confirm account ownership in seconds, not days, through authenticated bank access.
Account Details Validation
Verify BSB, account number, and account holder name match user-provided details.
Fraud Prevention
Confirm genuine account ownership by requiring authentication with the bank.
Account Status Check
Verify account is active, not closed, and capable of receiving payments.
Implementation
How It Works
User Provides Account Details
User enters their BSB and account number during onboarding or payment setup.
Initiate Bank Authentication
User authenticates with their bank through Fiskil's secure CDR consent flow.
Verify Account Details
API confirms the authenticated account matches the provided BSB and account number.
Complete Onboarding
Account verified instantly - user can immediately begin using your service.
Ready to get started?
Get your API keys today and start building with Fiskil's Banking API.
FAQs
Related Use Cases
Fintech
Balance Checking
Verify account balances in real-time before processing transactions. Prevent failed payments and NSF fees with instant balance checks across Australian banks.
Lending
Fraud Detection
Detect fraudulent loan applications using real-time banking data analysis. Identify suspicious patterns, synthetic identities, and application fraud before approving loans.
Neobanks
Instant Onboarding
Onboard customers instantly using banking data verification. Verify identity, income, and account ownership in seconds instead of days.
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