Banking API — Neobanks
Seamless Bank Account Switching Service
Help customers switch banks effortlessly. Automatically identify direct debits, recurring payments, and transfer instructions for seamless account migration.
The Challenge
Customers stick with unsuitable banks because switching is too complex and time-consuming.
The Solution
Automatically identify all direct debits, recurring payments, and payees that need updating when switching accounts.
Capabilities
How Fiskil Helps
Direct Debit Identification
Automatically identify all active direct debits from transaction history.
Recurring Payment Detection
Detect all recurring payments including subscriptions and bills.
Payee Transfer Instructions
Generate instructions for updating payment details with each payee.
Switching Checklist
Provide complete checklist of all accounts and payments to update.
Implementation
How It Works
Connect Old Account
Customer connects their current bank account they want to switch from.
Analyze Transactions
API analyzes 6-12 months of transactions to identify recurring payments and direct debits.
Generate Switching Guide
System creates personalized switching checklist with all payees and payment methods to update.
Track Progress
Customer checks off items as they update, with reminders for incomplete actions.
Ready to get started?
Get your API keys today and start building with Fiskil's Banking API.
FAQs
Related Use Cases
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Enable users to connect and view all their bank accounts in one place. Fiskil's account aggregation API provides real-time access to accounts, balances, and transactions from 100+ Australian banks.
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Transaction Categorization
Automatically categorize bank transactions into spending categories with Fiskil's intelligent categorization engine. Turn raw transaction data into actionable insights.
Neobanks
Instant Onboarding
Onboard customers instantly using banking data verification. Verify identity, income, and account ownership in seconds instead of days.
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