Data Provider for Open Banking
Open Banking Data Provider Solution
Regulatory mandates like CDR (Australia), PSD2 (Europe), and Section 1033 (US) require financial institutions to share customer data with authorized third parties. Becoming a compliant data holder is complex and expensive. Fiskil Data Provider provides pre-certified infrastructure that meets regulatory requirements out of the box.
The Challenge
Financial institutions face mounting regulatory pressure to share customer data. Building data holder infrastructure from scratch requires FAPI 2.0 certification, consent management systems, regulatory reporting, and ongoing compliance updates. Internal builds take 12-18 months and cost millions, with ongoing maintenance burden.
The Solution
Fiskil Data Provider is pre-certified FAPI 2.0 infrastructure purpose-built for data holder obligations. Deploy compliant data sharing in weeks instead of months. Built-in consent management, regulatory reporting, and automated standard updates ensure ongoing compliance without dedicated teams.
Benefits
Key Benefits
Pre-Certified FAPI 2.0
Skip months of certification work. Fiskil Data Provider is pre-certified against FAPI 2.0 security profiles, meeting CDR, PSD2, and Section 1033 requirements.
Consent Management
Customer-facing consent flows that meet regulatory UX requirements. Granular consent scoping, renewal management, and revocation handling built in.
Regulatory Reporting
Automated compliance reporting for CDR performance statistics, PSD2 incident reports, and Section 1033 metrics. No manual data collection required.
Standard Auto-Updates
When regulatory standards update, Fiskil updates the infrastructure. No engineering sprints to chase moving compliance targets.
Use Cases
Common Use Cases
CDR Data Holder Compliance
Australian banks, insurers, and energy companies meet Consumer Data Right obligations. Fiskil handles ACCC-mandated data sharing, consent, and reporting requirements.
Section 1033 Readiness
US financial institutions prepare for CFPB Section 1033 open banking rules. Deploy compliant data sharing infrastructure ahead of enforcement deadlines.
PSD2 Account Access
European banks provide PSD2-mandated account information to authorized AISPs. FAPI 2.0 security exceeds PSD2 requirements for maximum protection.
Guides
Deep-Dive Guides
Open Banking
Auth0 Data Holder
Transform your Auth0-powered institution into a compliant open banking data holder. Customer authentication stays with Auth0; Fiskil adds FAPI 2.0 data sharing, consent management, and regulatory reporting.
Open Banking
Compliance Automation
Automate ongoing open banking compliance with regulatory reporting, audit trail management, standard auto-updates, and compliance dashboard. Significantly reduce compliance costs with Fiskil Data Provider.
Ready to get started?
Get in touch to learn how Fiskil's Data Provider can work for your business.
FAQs
Fiskil Data Provider supports Australian CDR, European PSD2/PSD3, US Section 1033, and UK Open Banking standards. The platform is designed to be regulation-agnostic while meeting the strictest requirements from each framework.
FAPI 2.0 (Financial-grade API) is the highest security standard for financial data sharing APIs. It requires mTLS, signed request objects, DPoP tokens, and PAR. Regulators increasingly reference FAPI 2.0 as the baseline for open banking security.
With Fiskil Data Provider, most institutions deploy compliant data sharing infrastructure in 6-8 weeks. This compares to 12-18 months for internal builds. The timeline includes API integration, consent flow configuration, and compliance testing.
Fiskil provides regulation-compliant consent flows including customer authentication, scope selection, confirmation, and management dashboards. Flows meet CDR/PSD2/Section 1033 UX requirements and support customization to match your brand.
Fiskil monitors regulatory updates across all supported jurisdictions. When standards change, the platform is updated automatically. You receive advance notification of changes that affect your configuration.
Yes, Fiskil integrates with Auth0, AWS Cognito, Azure AD, and other OIDC-compliant identity providers. Your existing customer authentication flows are preserved while Fiskil adds the data sharing authorization layer.
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