Products
© Fiskil 2026. All rights reserved.
Neobanks
Digital Wallet Funding
Digital wallets need easy funding options. Fiskil enables instant wallet funding directly from users' bank accounts with balance verification.
Traditional funding methods (card entry, bank transfers) are slow and create user friction.
Card entry is tedious and error-prone
Bank transfers take 1-3 days to clear
Failed transactions due to insufficient funds
Users abandon without easy funding options
No way to verify funds availability before initiating
Enable one-click wallet funding from connected bank accounts with real-time balance verification.
Fund wallet instantly from any connected bank account with one click.
Check balance before initiating transfer to prevent failed transactions.
Funds available in wallet immediately through NPP real-time payments.
Automatically reload wallet when balance falls below threshold.
Add instant bank account funding to your digital wallet.
User connects their bank account through CDR consent for funding access.
User selects connected account and amount to add to wallet.
API checks account balance to ensure sufficient funds are available.
Funds are transferred and available in wallet within seconds.
Fund wallet with single click after connecting bank account.
Connect multiple bank accounts as funding sources.
Automatically select account with sufficient balance for funding.
Set up automatic wallet reloading when balance is low.
Track all wallet funding transactions with dates and sources.
Set daily/monthly funding limits for risk management.
A crypto app enables instant wallet funding from bank accounts for trading.
Result: Funding completion rate increased from 45% to 89%, driving 2.5x more trades.
A P2P payment wallet adds bank account funding for easy top-ups.
Result: Average wallet balance increased 3x with easier funding, improving transaction volume.
A gaming platform enables instant wallet funding for in-game purchases.
Result: Conversion rate on purchases increased 65% with frictionless funding.
POST /wallet/fundGET /accounts/{accountId}/balancePOST /wallet/auto-reload/setupGET /wallet/funding-historyAccount balances
Transfer amounts
Transaction status
Available balance
Auto-reload settings
Funding history
OAuth 2.0 / CDR consent
Yes
Transfers complete within seconds using NPP real-time payment rails.
Yes, balance is verified to ensure sufficient funds before transfer is initiated.
Yes, users can connect multiple accounts and choose which to fund from each time.
User is notified before transfer and can select a different account or reduce amount.
This depends on your pricing model - the API itself doesn't impose fees.
Yes, auto-reload can trigger based on balance threshold or on scheduled intervals.
Yes, all transfers require CDR consent and use secure banking payment rails.
Fintech
Verify account balances in real-time before processing transactions. Prevent failed payments and NSF fees with instant balance checks across Australian banks.
Neobanks
Onboard customers instantly using banking data verification. Verify identity, income, and account ownership in seconds instead of days.
Consumer Finance
Verify customers can afford installment payments in real-time. Reduce payment failures and defaults by assessing true payment capability from banking data.
Join hundreds of companies using Fiskil to power their neobanks applications. Get started today with our developer-friendly API.
Products
© Fiskil 2026. All rights reserved.