Banking API — Neobanks
Instant Digital Wallet Funding from Bank Accounts
Enable customers to fund digital wallets instantly from their bank accounts. Provide seamless wallet top-ups with real-time balance verification.
The Challenge
Traditional funding methods (card entry, bank transfers) are slow and create user friction.
The Solution
Enable one-click wallet funding from connected bank accounts with real-time balance verification.
Capabilities
How Fiskil Helps
Connected Account Funding
Fund wallet instantly from any connected bank account with one click.
Balance Verification
Check balance before initiating transfer to prevent failed transactions.
Real-Time Transfers
Funds available in wallet immediately through NPP real-time payments.
Auto-Reload
Automatically reload wallet when balance falls below threshold.
Implementation
How It Works
Connect Bank Account
User connects their bank account through CDR consent for funding access.
Select Funding Source
User selects connected account and amount to add to wallet.
Verify Balance
API checks account balance to ensure sufficient funds are available.
Instant Transfer
Funds are transferred and available in wallet within seconds.
Ready to get started?
Get your API keys today and start building with Fiskil's Banking API.
FAQs
Related Use Cases
Fintech
Balance Checking
Verify account balances in real-time before processing transactions. Prevent failed payments and NSF fees with instant balance checks across Australian banks.
Neobanks
Instant Onboarding
Onboard customers instantly using banking data verification. Verify identity, income, and account ownership in seconds instead of days.
Consumer Finance
Payment Capability Verification
Verify customers can afford installment payments in real-time. Reduce payment failures and defaults by assessing true payment capability from banking data.
Get started today
Talk to us about what you're building and we'll show you how we can help.
