Banking API — Open Banking NZ
CPDA Accredited Requestor Compliance for New Zealand Open Banking
Meet Customer and Product Data Act (CPDA) accredited requestor obligations with Fiskil. Integrate with Payments NZ API Centre v2.3.3 standards, manage consumer consent, and access designated customer data from NZ banks.
The Challenge
The CPDA introduces new accreditation requirements and technical standards that businesses must meet to access consumer banking data in New Zealand.
The Solution
Fiskil provides pre-built compliance tooling and API infrastructure aligned to CPDA requirements and Payments NZ API Centre v2.3.3 standards, so you can focus on building your product rather than compliance plumbing.
Capabilities
How Fiskil Helps
CPDA Consent Lifecycle Management
Full consent lifecycle handling including collection, storage, renewal, and revocation in accordance with CPDA requirements. Consent records are maintained with audit trails for regulatory review.
Payments NZ API Centre v2.3.3 Conformance
Pre-built integration layer conforming to Payments NZ Account Information API specifications, including correct error handling, pagination, and event notification subscription.
Security Profile Alignment
OAuth 2.0 with FAPI 1.0 Advanced security profile implementation as required by the Payments NZ trust framework, including MTLS client authentication and signed request objects.
Compliance Dashboard and Audit Logging
Monitor consent status, data access logs, and API call history through a compliance dashboard. Export audit records for regulatory reporting and accreditation reviews.
Implementation
How It Works
Sign Up with Fiskil
Create your Fiskil account and tell us you want to access New Zealand banking data. We handle the CPDA accredited requestor requirements on your behalf.
Integrate Our API
Use Fiskil's Banking API to connect to NZ banks. We provide SDKs, documentation, and sandbox environments to get you up and running quickly.
Fiskil Handles Consent and Compliance
Fiskil manages the CPDA consent flows, security profiles, and bank connectivity. Your users see a seamless consent experience — you don't need to build any of it.
Access Customer Data
Start accessing account details, balances, and transaction history from NZ banks through Fiskil's unified API.
Ready to get started?
Get your API keys today and start building with Fiskil's Banking API.
FAQs
Related Use Cases
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Open Banking AU
CDR Accreditation
Navigate CDR accreditation pathways — ADR, CDR Representative, or Sponsored — with Fiskil. Meet ACCC requirements, implement FAPI 2.0 security, and get to market faster with pre-built compliance infrastructure.
Get started today
Talk to us about what you're building and we'll show you how we can help.
