Proptech
Rental Deposit Verification
Landlords lose time when tenants can't pay bond at lease signing. Fiskil verifies tenants have sufficient funds available before approval, preventing delays.
Approved tenants delay move-in or fail to pay bond, creating lost rental income and wasted processing time.
Tenants approved but can't pay bond at signing
Delayed move-ins while tenant arranges funds
Tenants request payment plans for bond
Bounced bond payment checks waste time
Properties sit vacant longer than necessary
Verify tenant has sufficient funds for bond and advance rent before approving application.
Confirm tenant has sufficient funds in account for bond payment.
Verify funds are genuine savings, not borrowed or gift money.
Check across multiple accounts to find total available funds.
Verify tenant can afford bond plus first month's rent simultaneously.
Add deposit verification to your rental approval process.
Tenant applies for rental and authorizes banking access.
API checks account balances to verify sufficient funds for bond and rent.
System verifies funds accumulated through savings, not borrowed.
Landlord approves knowing tenant can pay bond immediately.
Verify current account balance is sufficient for required deposit.
Confirm funds accumulated over time through genuine savings.
Flag if deposit funds appear to be recent loan or gift.
Check total funds across multiple accounts.
Verify tenant can pay bond plus first month without insufficient funds.
Ensure tenant has buffer remaining after bond payment for living expenses.
A property manager verifies bond funds before approving applications.
Result: Eliminated bond payment delays, reducing average vacancy period by 8 days.
A student accommodation provider verifies international students have funds.
Result: Reduced no-shows at move-in from 12% to less than 1%.
A corporate housing platform verifies relocating employees have deposit funds.
Result: Streamlined corporate relocations with guaranteed move-in date compliance.
POST /rental/verify-depositGET /accounts/{accountId}/available-balanceGET /rental/fund-source-analysisPOST /rental/payment-capabilityAccount balances
Available funds
Fund source indicators
Savings history
Borrowed funds flags
Payment capability score
OAuth 2.0 / CDR consent
Yes
Typically bond (4-6 weeks rent) plus first month rent plus buffer for living expenses.
Yes, the API can aggregate balances from multiple connected accounts.
Recent large deposits are flagged - landlord can decide if gift funds are acceptable.
Balance checks are real-time or near-real-time (within seconds).
Bond loan usage can be identified, landlord decides if acceptable.
Verifies funds are available at time of check - not a payment guarantee.
Yes, early verification prevents wasting time on applicants without deposit funds.
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Join hundreds of companies using Fiskil to power their proptech applications. Get started today with our developer-friendly API.
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