Products
© Fiskil 2026. All rights reserved.
Proptech
Rental Application Verification
Rental applications require income and rent payment verification. Fiskil enables instant verification using banking data, accelerating tenant approval while reducing fraud.
Manual verification of tenant income and rent history is time-consuming and vulnerable to fraud.
Payslips and references can be forged
Verification takes 3-5 days delaying good tenants
Landlords lose rental income during vacancy
No reliable way to verify rent payment history
Previous landlord references are subjective
Instantly verify tenant income and rental payment history from banking transactions.
Verify applicant income from salary deposits and employment history.
Verify consistent rent payment history from previous rental transactions.
Confirm applicant can afford rent (typically 30% of income maximum).
Assess financial stability through savings and expense patterns.
Add instant verification to your rental application process.
Tenant submits rental application and authorizes banking access.
API analyzes banking data to verify income and employment stability.
System identifies past rent payments and verifies consistent payment history.
Landlord receives verification report within minutes for faster approval.
Calculate whether rent is affordable based on income (30% rule).
Score tenant reliability based on past rent payment consistency.
Verify current employment from regular income deposits.
Identify financial stress indicators like overdrafts or missed payments.
Verify tenant has savings buffer for unexpected expenses.
Identify what tenant currently pays in rent for comparison.
A property manager uses instant verification to process applications faster.
Result: Application processing time reduced from 5 days to 30 minutes, reducing vacancy periods.
A rental listing platform adds verification to pre-qualify tenants.
Result: Landlords prefer pre-verified applicants, increasing platform conversion by 45%.
A BTR operator verifies 100+ tenant applications monthly.
Result: Reduced tenant default rate from 8% to 2% through better affordability screening.
POST /rental/verify-incomeGET /accounts/{accountId}/rent-paymentsPOST /rental/affordability-checkGET /rental/verification-reportVerified income
Rent payment history
Income-to-rent ratio
Payment reliability score
Financial stability
Savings buffer
OAuth 2.0 / CDR consent
Yes
Recurring payments to real estate agents or landlords are identified from transaction descriptions.
Income verification and financial stability can still be assessed even without prior rent history.
Banking data provides verified, unforgeable evidence of income and payment history.
Yes, manufactured income deposits and suspicious patterns are flagged automatically.
Best practice suggests rent shouldn't exceed 30% of gross income for sustainable tenancy.
Best used alongside credit checks for comprehensive tenant assessment.
Complete verification typically completes in under 2 minutes.
Lending
Verify applicant income instantly using real bank transaction data. Fiskil's income verification API reduces loan processing time and improves accuracy.
Proptech
Pre-approve home buyers instantly using verified banking data. Calculate borrowing capacity accurately and generate pre-approval letters in minutes.
Proptech
Verify tenants have funds for rental bond and deposit. Reduce payment delays and verify genuine savings before lease signing.
Join hundreds of companies using Fiskil to power their proptech applications. Get started today with our developer-friendly API.
Products
© Fiskil 2026. All rights reserved.