Banking API for Proptech & Real Estate
Banking API for Proptech Companies
Property transactions require financial verification. Fiskil's Banking API enables proptech companies to verify income, assess affordability, and streamline the rental and purchase process with real-time bank data.
The Challenge
Property applications require extensive paperwork—pay slips, bank statements, employment letters. This slows down transactions and creates poor experiences for tenants and buyers.
The Solution
Fiskil provides instant access to bank data for income verification and affordability assessment, reducing paperwork and accelerating property transactions.
Benefits
Key Benefits
Tenant Screening
Verify tenant income and financial stability instantly.
Buyer Affordability
Assess buyer capacity before property inspections.
Rent Payment History
Identify previous rent payments in transaction history.
Faster Approvals
Reduce application processing from days to minutes.
Use Cases
Common Use Cases
Rental Applications
Streamline tenant applications with instant income verification.
Mortgage Pre-Qualification
Help buyers understand their borrowing capacity.
Property Management
Monitor tenant financial health for early intervention.
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Get your API keys today and start building with Fiskil's Banking API.
FAQs
Bank data reveals verified income, rent payment history, and financial stability—providing a more accurate picture than traditional references or pay slips alone.
Yes, our income and expense analysis helps property platforms provide indicative borrowing capacity, helping buyers understand what they can afford before starting their search.
Tenants complete a simple, mobile-friendly consent flow as part of their application. The process takes under 2 minutes and only shares the data needed for verification.
With ongoing consent, property managers can monitor tenant account balances and income patterns to identify potential payment issues early and provide proactive support.
Bank-verified income eliminates fake payslips and employment letters. Transaction history reveals actual rent payment patterns and financial behavior that cannot be falsified.
Yes, the API supports both residential and commercial applications. Business bank accounts can be connected for commercial lease applications and business tenant verification.
Tenant verification that traditionally takes 3-5 days can be completed in minutes with instant bank data access, dramatically accelerating the application-to-lease process.
Explore More Industries
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Fintech
Power your fintech application with Fiskil's Banking API. Access real-time bank data, transactions, and account information through a secure, CDR-compliant API.
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Accelerate credit decisions with Fiskil's Banking API. Access real-time income verification, expense analysis, and bank statement data for faster, smarter lending.
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Neobanks & Digital Banks
Build differentiated digital banking experiences with Fiskil's Banking API. Aggregate external accounts, enrich transaction data, and deliver personalized financial insights.
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