Banking API for Wealthtech & Investment Platforms
Banking API for Wealthtech Platforms
Wealth management is about more than investments. Fiskil's Banking API enables wealthtech platforms to see the complete financial picture, combining investment portfolios with bank account data for better advice.
The Challenge
Wealth advisors and robo-advisors only see part of the picture. Without visibility into client bank accounts, cash flow, and spending, recommendations are incomplete.
The Solution
Fiskil provides secure access to client bank data, enabling wealth platforms to analyze cash flow, identify savings opportunities, and deliver personalized investment recommendations.
Benefits
Key Benefits
Complete Financial View
See investments and bank accounts in a single dashboard.
Cash Flow Analysis
Understand client income and expenses for better planning.
Savings Detection
Identify excess cash that could be invested.
Goal Tracking
Monitor progress toward financial goals across all accounts.
Use Cases
Common Use Cases
Holistic Financial Planning
Combine bank and investment data for comprehensive advice.
Automated Investing
Round-ups and automatic transfers based on bank activity.
Net Worth Tracking
Calculate and display total net worth across all accounts.
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FAQs
By understanding client cash flow and spending patterns, wealth platforms can recommend appropriate investment amounts, identify savings opportunities, and time investments based on income patterns.
Yes, our API provides categorized transaction data, account balances, and historical data that can be integrated into financial planning tools and models.
Yes, clients can connect accounts from multiple banks through a single consent flow, providing a complete view of their cash and savings.
Robo-advisors can use bank data to understand cash flow, identify investable surplus, automate round-up investing, and provide personalized portfolio recommendations based on actual financial behavior.
Yes, up to 12 months of historical transaction data is available, providing wealth advisors with comprehensive insights into income patterns, spending habits, and savings behavior.
Absolutely. Bank data provides verified identity information, proof of address, and income verification, streamlining the KYC process and reducing onboarding friction for wealth management clients.
Yes, licensed financial advisors can leverage bank data to provide more comprehensive advice, understand client risk tolerance through spending patterns, and deliver personalized wealth strategies.
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