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North America is advancing open banking through the US CFPB Section 1033 rulemaking and Canada's Consumer-Driven Banking framework.
0
Live
2
In Progress
0
Planned
2
Total Countries
2 countries have live, in-progress, or planned open banking frameworks in North America.
The United States is implementing open banking through the CFPB's Section 1033 Personal Financial Data Rights Rule, with the FDX standard emerging as the dominant API framework.
Dodd-Frank Act Section 1033 / CFPB Personal Financial Data Rights Rule
Canada is developing a consumer-driven banking framework with FCAC as the lead authority, building on Advisory Committee recommendations and FDX industry standards.
Consumer-Driven Banking Framework / Budget Implementation Act 2024
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