Open Banking in Slovenia

Live (Regulated)

Slovenia implements open banking through PSD2 with Banka Slovenije oversight and Berlin Group NextGenPSD2 standards.

Key Facts

Approach
Regulated
Regulatory Body
Banka Slovenije
Key Legislation
PSD2 / Zakon o plačilnih storitvah, storitvah izdajanja elektronskega denarja in plačilnih sistemih
Topics
Open Banking
Internet Penetration
89%
Data Scope
Payment accounts, Account information, Payment initiation, Confirmation of funds

Timeline

2015PSD2 adopted by the European Parliament and Council
2018PSD2 transposed into Slovenian law; Banka Slovenije oversees compliance

Standards & Specifications

Open Finance in Slovenia

Slovenia transposed PSD2 into national law, with Banka Slovenije as the supervisory authority. Slovenian banks including NLB, Nova KBM, and SKB banka have implemented open banking APIs following Berlin Group NextGenPSD2 standards.

As a eurozone member, Slovenia benefits from integrated EU payment infrastructure. The banking sector has undergone significant reform and consolidation, creating a stable foundation for open banking services. Ljubljana's compact but growing technology scene supports fintech innovation.

Slovenia's high education levels and growing digital economy create favorable conditions for open banking adoption, though the market's small size means most innovation targets broader EU markets.

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Slovenia Open Banking | PSD2 Regulations & Status | Fiskil